Brampton, Ontario Cultural Events

Brampton Ontario has the distinction of being one of the fastest growing municipalities in Canada, with over 110,000 people expected to move to the city in 2007! The City of Brampton credits its growth in part to the municipal focus on the importance of culture. Here are some of the cultural events planned in Brampton in 2007, many of them sponsored and organized by the Brampton Arts Council.

Throughout the Year

Running throughout the year are various exhibitions of still life put together as a group effort by the Visual Arts Brampton school of painting. The exhibitions run from the first of each month and are scheduled to last the entire month at Shopper’s World in the Brampton Mall (499 Main St. S.) during regular mall hours.

In addition to the Visual Art Brampton organization, several major cultural contributors offer demonstrations of their art all year long. Groups include the Brampton Symphony Orchestra, the Brampton Folk Singers, the Brampton Lyric Opera, and the Brampton Folk Club.

The newly opened Rose Theatre in Brampton is expected to begin fulfilling its promise in a big way in 2007, the first entire year of operations. Major events include concerts, recitations, and a special Musical Theatre performance of L.M. Montgomery’s Anne of Green Gables, which kicks off in March.

Special Events

The City of Brampton’s downtown core also features several series of special events which usually begin taking place when the weather turns warmer. Tuesdays and Thursdays from June to September offer music tailored to suit, with inspirational offerings from the Inspirational Impressions group on Tuesdays and a free concert held
each Thursday. In addition, the last Friday of every month offers an installment of a concert series from the Brampton Folk Club.

Running from July to September is the Flower City’s Annual Shakespeare in the Square Festival, put on by ACT Productions. This event is admission based on donation, and all are invited and encouraged to attend. There is a performance every weekday from 7:30 pm at City Hall.

The month of February is also an important one culturally in Brampton, with the kickoff of the Brampton Indie Arts Festival on the 9th and running through to the 17th.

One of the biggest cultural events in any Canadian city is the celebration of the country’s birthday on July 1st, and Brampton is no exception. Festivities to celebrate Canada’s birthday are held throughout the city, with a huge celebration around city hall and at various parks. The festivities include bands, booths, presentations, and performances that celebrate all aspects of Canada, from our multicultural heritage to our burgeoning arts. Don’t forget about the annual fireworks display!

Brampton’s cultural vibrancy is a major attraction and benefit to the city both in terms of financial and population growth. With the sheer number of events happening, residents are sure to find something that suits them!

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What is real estate fraud?

Real estate fraud is a broad term used to describe the different types of fraud that the real estate industry faces. 

Mortgage fraud

Mortgage fraud is a type of real estate fraud that most often hurts the financial institutions that lend money for purchasing property.  The most common form of mortgage fraud involves fraudsters acquiring property and then artificially increasing the property’s value through a series of sales and resales between the fraudster and someone in cooperation with them.  A mortgage is then secured on the property based on the price that has been artificially inflated.

Title fraud

Title fraud is a different type of real estate fraud that most often hurts individual homeowners.  In comparison to the more than two million real estate transactions that occur each year in the province, there are a limited number of cases of title fraud.  The most common forms of title fraud involve fraudsters using stolen identities or forged documents to transfer a registered owner’s title to himself or herself without the registered owner’s knowledge.  The fraudster then obtains a mortgage on this property and once the funds are advanced on the mortgage, he or she disappears.  This type of fraud is also sometimes referred to as “mortgage fraud.”

Protect your property by protecting your identity

Ontario’s land registration system has a proven track record for security, accuracy and efficiency.  Property owners in this province can trust in a constantly improving system that has introduced automation, electronic registration and enhanced security to land registration.  The system is built on 200 years of legal and regulatory best practices, using the best technology currently available.

However, in any system, it is impossible to completely avoid fraud.  Ontario homeowners can take an active role in protecting their property by protecting themselves from identity thieves.  Fraudsters have been known to impersonate the owner of a property by obtaining false identification and then transferring property that does not belong to them.  To help avoid this situation:

  • Always store personal information, including your birth certificate, Social Insurance Number card, bank account numbers and credit card details, in a secure place that others cannot access.
  • Never carry your birth certificate or SIN card in your wallet.
  • Shred documents, such as credit card statements, before you discard them.
  • Never reply to spam or e-mails that ask for banking information, credit card details, passwords or other sensitive information involving property you own.
  • Check references from prospective renters if you are renting your property and be sure to check on your rental property regularly.

Be alert to identity theft

Pay attention to the following in order to detect fraud early:

  • Tax statements or bills are unexpectedly mailed to your home, addressed to a different individual.
  • You receive a phone call from a caller inquiring about a new mortgage that has already been arranged for your property.
  • Bills do not arrive as expected.
  • Creditors contact you regarding purchases you did not make.
  • There are discrepancies in your bank or credit card statements.

Power of attorney

Another way in which you can protect yourself is by being cautious when granting power of attorney.  Whenever you give another person a power of attorney that permits them to deal with your personal assets, you should consult with your lawyers or advisers regarding appropriate limitations.

Title insurance

Consumers can also talk to their lawyers and advisers about alternative methods of protection, including the benefits of purchasing title insurance.

Article produced by the Government of Ontario Canada.

This article is relevant for all countires around the world especially in a major area like Toronto real estate